Expense Tracker: Budget & Gold

100% offline money manager for Android. No account. No ads. No cloud — your data never leaves your phone. Built because every budget app I tried either required a login or paywalled the features I needed. This one doesn't. Track expenses & income with charts. Monthly budgets with overspend alerts. Gold portfolio tracking (bars, coins, jewelry). 6 currencies. Recurring transactions. CSV export. Completely free. No in-app purchases.